Medical Malpractice Insurance | Medical Profession Insurance
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Medical Malpractice Insurance

Medical Indemnity Insurance, also known as Medical Malpractice Insurance or Medical Liability Insurance, helps to protect healthcare professionals against claims arising as a result of malpractice or negligence.

Medical Malpractice Insurance provides indemnity for professional negligence

Medical Malpractice Insurance should be considered if you are a private practitioner, GP, surgeon, consultant, clinic, or hospital, because if a claim arises, regardless of whether it is justified or not, you will need to cover the cost of legal defences.

Medical Malpractice Insurance is crucial, as claims can arise from a number of areas, including Negligence, Breach of Confidence and Misuse of Information.

In fact, in the UK, anyone who could potentially harm or injure another person while providing healthcare and exercising their professional duties is legally required to have adequate and appropriate insurance or indemnity arrangements in place.

Our specialist health brokers can advise and arrange appropriate Medical Malpractice Insurance for healthcare professionals, including those with BAAPS/BAPRAS registered plastic surgeons, GMC registered doctors, NMC registered nurses, GDC registered dentists, GDC registered dentists and dental hygienists, GPHC registered pharmacists.

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What does Medical Malpractice Insurance cover?

We arrange for Medical Malpractice Insurance for GPs, Surgeons, Consultants, Clinic and Hospitals to cover them for:

Breach of Confidence

Can cover claims arising from a breach of confidentiality in your business and causes harm to your patient.

Good Samaritan Acts

Cover is provided for treatment given on an unplanned first aid (or “Good Samaritan Act”) basis by clinically qualified staff who are not normally engaged in clinical practice.

Legal Costs

Cover for legal costs arising from claims made under the policy and/or disciplinary proceedings.

Libel or Slander

Can cover claims arising and legal costs incurred due to libel and slander, during your professional services.

Misuse of Information

Covers claims arising from a misuse of information (i.e. confidential information).


Claims of negligence including misdiagnosis and incorrect treatment.


Can cover claims arising from claims of invasion, and infringement on the right to privacy.

Why use Jensten


A dedicated team to Health and Beauty professionals


We are the trusted broker to Health and Beauty clients.


Tailored insurance to the needs of your business

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Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

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Find answers to common insurance questions

Who needs Medical Malpractice Insurance?

Anyone at risk of causing unintentional physical or mental harm in the course of their health work needs the protection of Medical Malpractice Insurance.

That means people like:

  • Aestheticians
  • Beauticians and hairdressers
  • Complementary therapists
  • Dentists
  • Nurses and other medical practitioners
  • Paramedics and private ambulances
  • Personal trainers
  • Psychiatrists, counsellors, and mental health professionals

What type of claims does Medical Malpractice Insurance cover?

Medical Malpractice Insurance can cover claims where someone suffered physical or mental injury, or even death, as a result of your treatment of them.

Examples could include:

  • A doctor fails to refer a patient to a specialist consultant, leading to delayed diagnosis and treatment, increasing the patient’s suffering.
  • A hairdresser skips doing a patch test on a client before dying their hair, and they suffer a severe allergic reaction and burns to their scalp.
  • A dentist takes out the wrong tooth, necessitating further extraction work and treatment to correct the mistake.
  • A personal trainer fails to demonstrate an exercise adequately and pushes a client too hard, meaning they slip a disc.
  • An aesthetician administers dermal fillers wrongly, and a client is left with facial scarring.
  • A nurse fails to take proper patient observations or note changes in their condition on their record, with catastrophic results.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Medical Malpractice Insurance?

For comprehensive Medical Malpractice Insurance

Medical Malpractice Insurance

It’s important for healthcare professionals to get the right Medical Malpractice Insurance.  To help you do that, here is our Medical Malpractice Insurance frequently asked questions.  We hope they are of use, but if you’d like some independent advice, please call us on 0190 395 3500, and the team will be happy to help.

Yes – as malpractice claims can be arranged after the fact, we provide run off cover as standard. This means that cover is provided after you have stopped practicing.

As a medical professional, you risk facing claims made against you. Some of the common claims our Medical Indemnity Insurance policy will cover you for include:

  • Misdiagnosis or omissions
  • Failure to diagnose
  • Surgical errors
  • Incorrect treatment
  • Prescription errors
  • Failure to provide a clean environment
  • Failing to adequately train doctors and other staff.

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