Marine Cargo Insurance | Marine Cargo Insurance Quotes
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Marine Cargo Insurance

Marine Cargo Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.

What is Marine Cargo Insurance?

Transporting goods both nationally and internationally, has become an increasingly complex industry over the last few decades. If your business imports, distributes, or exports finished products or components then Marine Cargo Insurance is essential to protect from the most common claims and minimise risk.

Policies can be tailored to your commercial operation, and will often protect for the transport of goods via road, rail, sea or air.  Depending on your needs, cover can be created for moveable inventory, including raw materials and partially completed products.

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What does Marine Cargo Insurance cover?

Often companies can be left with shortfalls when it comes to cover for transport. Miscommunication, or a lack of communication altogether, means suppliers, customers and freight forwarders frequently assume cover has been arranged by the other party. It’s also a common misconception that your products are covered automatically when in transport, in fact, liabilities held with transportation companies are often limiting.

When damage or loss of goods does occur this could leave your business facing the related legal and financial costs involved. That’s why the correct level of Marine Cargo Insurance cover is essential, it not only provides you with the peace of mind that your goods are protected but also helps cover shortfalls in the event of damage or loss.

Cover is available on an All Risks Worldwide basis, including while in temporary storage in third party warehouses. Terrorism cover is provided during transit, war risks are only covered during sea or air carriage.

Accidental Damage

This covers any accidental damage made to your customers’ vehicles.

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Coverage for your equipment

The equipment you use in your business is important, so it is equally important that you protect against any losses should your equipment break, get stolen or be lost. Coverage can include construction equipment, tools, machinery and even cars and vans.

Stock and materials

Most trades require materials, and you can cover things such as bricks, paint, wood, cables, nails, pipes, etc. These can be protected while stored between jobs, while on the move, and while left on-site (until installed). Cover can be arranged for eventualities such as damage, theft, loss, fire, or flood.

Why use Jensten


A team who understands manufacturing businesses


We are trusted by manufacturing businesses big and small


Tailored insurance to the needs of your business

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Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


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Find answers to common insurance questions

What businesses may need Marine Cargo Insurance?

Often, a business had not taken out a Marine Cargo policy because there was an assumption that either cover was not needed or was already provided.  Commonly, when we consult with clients, we find these are the types of businesses that require Marine Cargo Insurance:

Is stock throughput cover more relevant to your needs?

Moving stock on a frequent basis comes with the possibility of losses occurring.  This could be while in your own warehouse, being stored for processing or repackaging and moving the stock from the warehouse to a delivery van.

Typically, the stock is insured on a standard Commercial Combined policy coupled with a Goods-in-Transit policy for distribution to your customers and a Marine Cargo policy for imports and exports.

However, an alternative is a Stock Throughput policy this can include coverage for inland and/or international transits plus stock — including raw materials, work in progress, as well as finished goods, all under one policy.

In addition, a Stock Throughput policy can provide

  • Seamless coverage for your exposures
  • Potentially lower overall premium spend
  • Simplification of the claims settlement process and reduced administration

If you’re unsure what form of cover will be most appropriate for your business, then please get in touch today, and our team will be happy to help.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Marine Cargo Insurance?

For comprehensive Marine Cargo Insurance

Marine Cargo Insurance

This is one of the more complex areas of cover, so to help you get the protection you need, here are our marine cargo insurance frequently asked questions. We hope they will help, but if you’d like some independent advice, please call us on 0800 368 9018, and we’ll be only too happy to help.

Marine Cargo Insurance covers goods carried land, sea, or air against risks, including: damage, loss, and theft – including acts of piracy.

No, but you will need Employers’ Liability Insurance if you have any employees. Some customers may insist on you having Marine Cargo Insurance protection as a condition of your doing business together.

The exact makeup of your policy will depend on your business’s needs, but at a basic level, it will protect you financially if goods you are shipping by land, sea, or air are lost, stolen, or accidentally damaged while being transported.

Yes, some of which include a cargo being lost or damaged owing to poor packing, inherent vice, delay, or financial default of the ship owner, then cover may not payout.

Typically, factors such as the value of the cargo, the way it’s being shipped, where to, by whom, the nature of the commodity, and how it’s being packaged will have a bearing on your Marine Cargo Insurance quotes.

Getting a quote is easy. You can call Jensten Insurance Brokers on 0800 368 9018, request a callback, or start your quote here.