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Retail and Shop Insurance
Protect your retail business with shop insurance arranged through Jensten Insurance Brokers. Let our team find you the cover you need.
What is Shop Insurance?
Shop insurance is the collective name given to insurance policies that protect all forms of retail businesses. A flexible, often packaged cover, it can protect a variety of things from premises to liabilities for a wide range of businesses and cover a wide range of organisations, including:
- High street shops
- Office-based businesses
- Cafés
- Non-standard retailers – such as shops in garages
- Temporary businesses such as pop-up shops.
Need Retail and Shop Insurance?
Let us arrange tailored cover for your needs.
What does Retail and Shop Insurance cover?
Why use Jensten
Dedicated
A dedicated team that understands specialist insurance
Trusted
We are the trusted broker to businesses throughout the UK
Flexibility
Tailored insurance to the needs of your business
Talk to our Team
Our team of UK-based insurance advisers are here to help, 9am – 5pm, Monday – Friday.
- Call our team
- 0800 368 9018
What our clients say...
Which businesses can Shop Insurance protect?
- Supermarkets and food shops – including those that sell alcohol
- Clothes shops
- Coffee shops
- Hardware stores
- Travel agencies
- Hobby and leisure shops – such as bicycle shops
Need Retail and Shop Insurance?
Let us arrange tailored cover for your needs.
Retail and Shop Insurance
Retail insurance can be a complex area of cover, so to help you get the protection you need, here are our shop insurance frequently asked questions. We hope they are of use, but if you’d like some advice, please call us on 0800 368 9018, and the team will be happy to help.
Is Retail Insurance a legal requirement?
That will depend on your business. If you have any employees, you will need Employers’ Liability Insurance of at least £5m.
What Insurance should a shop have?
The type of insurance your shop needs will depend on what you’re selling, where it is and if you own the premises, and the services you offer. For most shop owners, Public Liability insurance is seen as essential, as is Stock Insurance, and if you have any employees, you will need Employers’ Liability Insurance.
How can I get cheaper Shop Insurance?
There are several ways you can potentially get cheaper shop insurance. These include shopping around – or getting an insurance broker to do the shopping around for you, increasing your security and completing regular safety checks.
Can I increase my stock levels in line with seasonal changes?
Yes, some policies will allow you to increase your cover limits by 15-25% for busy times of the year, such as Easter or Christmas.
How much does Shop Insurance cost?
That will depend on things like the size of your business, whether you have any employees, the value of your stock, your business’s postcode, and your claims history. For a personalised insurance quote, please call us on 0800 368 9018, and the team will be happy to help.
How can I get a Retail Insurance quote?
Getting a quote is easy. You can call us on 0800 368 9018, and the team will be happy to help you find the protection you need. We work with a panel of different insurance providers and can help find the appropriate cover to suit your individual requirements