Shops & Retail Insurance

If your building is damaged or your contents are stolen you could be left heavily out of pocket. Buildings and Contents cover comes as standard insurance and helps to protect you from these events.

Maybe you collect your own stock, or provide a delivery service – either way if your goods get damaged you will be left out of pocket, so having Goods in Transit insurance will help to financially reimburse you for any damage to or theft of your items.

Cover can be provided for loss of money in Transit, from your premises including from a locked safe.

Public Liability and Products Liability will be included as part of the package. This insurance provides financial protection in the event that someone takes legal action against you for damage to property or injury sustained by a visitor or customer on your premises, for example if they trip, as well as providing cover for injury or damage arising from the goods you sell.

Whether your staff are full or part time, permanent, temporary or voluntary, you are legally obliged to take out Employers’ Liability insurance, which protects your employees if they suffer an injury or loss as a result of your negligence.