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Guest House Insurance
Running a small hotel or guest house usually means sharing your home with guests and providing the personal touch that a larger Hotel Insurance policy does not offer.
Business Insurance | Hospitality Insurance | Guest House Insurance
What is Guest House Insurance?
Running a small hotel or guest house usually means sharing your home with guests and providing the personal touch that a larger hotel insurance policy does not offer. However, you will need to consider whether you have the right insurance cover in place. We often find that people think their business activities are covered under their home policies such as Household as they are run from home, which is not the case.
Our specialist team have over 15 years’ experience and pride themselves on building long lasting relationships with clients.
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What does Guest House Insurance cover?
Cover can include:
A cyber insurance policy helps pay for financial losses they may incur in the event of a cyberattack or data breach. It can cover costs related to the remediation process, such as paying for the investigation, crisis communication, legal services, and refunds to customers.
EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.
If someone takes legal action against you or your company Legal Expenses cover will support you in the cost of going to court.
In the event you are unable to run your business because of an event outside of your control such as a fire, this policy will cover your loss of income, making sure you are not left out of pocket.
Your policy can provide you with the cover for the theft of any business or personal money from your premises, and it also extends family members who permanently live with you at the property.
If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance will cover any pay-outs should a claim prove successful.
Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.
Why use Jensten
Dedicated
We are dedicated to our clients
Trusted
We are the trusted broker to hospitality and leisure clients
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

- Call our team
- 0800 368 9018
What our clients say...
Which businesses can Guest House Insurance cover?
We can provide cover for a range of accommodation providers including:
- Caravans.
- Conventional bed & breakfast.
- Guest houses.
- Self-catering accommodation.
- Holiday homes.
- Inns.
Need Guest House Insurance?
For comprehensive Guest House Insurance
Guest House Insurance
It’s important to get the correct Guest House Insurance for your property. To help you do that, here is our Guest House Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0800 368 9018, and the team will be happy to help.
Is Guest House Insurance a legal requirement?
Elements of our Guest House Insurance are a legal requirement, e.g. Public Liability cover. However, we recommend ensuring all aspects of your property are covered to be safe. Events outside of your control can have detrimental impact on your business, including loss of income, so speak to one of our advisors today if you wish to discuss how we can best insure you and your property.
Are there any more additional covers?
Yes! Our cover can also include:
- Crisis containment.
- Cover for ransomware.
- Social engineering.
- Telephone hacking / phreaking.