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Guest House Insurance
Running a small hotel or guest house usually means sharing your home with guests and providing the personal touch that a larger Hotel Insurance policy does not offer.
What is Guest House Insurance?
Running a small hotel or guest house usually means sharing your home with guests and providing the personal touch that a larger hotel insurance policy does not offer. However, you will need to consider whether you have the right insurance cover in place. We often find that people think their business activities are covered under their home policies such as Household as they are run from home, which is not the case.
Our specialist team have over 15 years’ experience and pride themselves on building long lasting relationships with clients.
Need Guest House Insurance?
For comprehensive Guest House Insurance
What does Guest House Insurance cover?
Cover can include:
Why use Jensten
Dedicated
We are dedicated to our clients
Trusted
We are the trusted broker to hospitality and leisure clients
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0800 368 9018
What our clients say...
Which businesses can Guest House Insurance cover?
We can provide cover for a range of accommodation providers including:
- Caravans.
- Conventional bed & breakfast.
- Guest houses.
- Self-catering accommodation.
- Holiday homes.
- Inns.
Need Guest House Insurance?
For comprehensive Guest House Insurance
Guest House Insurance
It’s important to get the correct Guest House Insurance for your property. To help you do that, here is our Guest House Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0800 368 9018, and the team will be happy to help.
Is Guest House Insurance a legal requirement?
Elements of our Guest House Insurance are a legal requirement, e.g. Public Liability cover. However, we recommend ensuring all aspects of your property are covered to be safe. Events outside of your control can have detrimental impact on your business, including loss of income, so speak to one of our advisors today if you wish to discuss how we can best insure you and your property.
Are there any more additional covers?
Yes! Our cover can also include:
- Crisis containment.
- Cover for ransomware.
- Social engineering.
- Telephone hacking / phreaking.
How do bed and breakfast insurance costs compare to guest house insurance?
Bed and breakfast insurance costs can vary depending on factors like property size, location, and level of cover. Guest house insurance often includes similar cover but may differ based on the number of guests and services offered. We can help you compare guest house insurance options to find the most suitable policy for your business.
Can I get guest house insurance in Ireland?
Yes, we offer guest house insurance in Ireland. Policies are designed to meet the specific requirements and regulations of Irish guest house businesses. Contact us for more information about cover options available for guest houses and lodgers insurance in Ireland.
What is the difference between guest house insurance and lodgers insurance?
Guest house insurance covers businesses that provide accommodation to paying guests, including public liability, buildings cover, and contents insurance. Lodgers insurance typically covers homeowners renting rooms to lodgers and may not include all business-related risks. We can advise on the best policy to suit your situation.
Where can I find help with guest house insurance?
Our experienced team offers expert guest house help to guide you through the insurance process, from understanding policy documents to choosing the right cover. Contact us anytime to discuss your guest house insurance needs and get a tailored quote.
What factors influence bed and breakfast insurance costs?
Bed and breakfast insurance costs depend on various factors including the size and location of your property, the number of guests staying, the type of cover you choose, and any additional risks such as swimming pools or home emergency cover. We can provide a detailed quote tailored to your specific business needs.
How do I compare guest house insurance policies effectively?
When comparing guest house insurance, consider the level of buildings insurance coverage, public liability limits, contents insurance, and optional extras like accidental damage cover and loss of income. Our team can help you compare guest house insurance policies to ensure you get the best value and coverage for your business.
Is it possible to combine guest house and lodgers insurance?
While guest house insurance and lodgers insurance serve different purposes, some policies can be tailored to cover both situations if you operate a mixed accommodation business. Our advisors can help you understand your options and find more cover that suits your unique setup.
What steps should I take to achieve the right guest house insurance?
To achieve the right guest house insurance, start by evaluating your property’s rebuild value and the rebuild cost to ensure adequate buildings cover. Include cover for guests possessions and legal liability, and consider accidental damage and home emergency cover to protect against further damage. Our specialist team can guide you through every step.