Electrical Contractor Insurance

Public liability offers cover against a negligent injury or property damage that you cause because of your work. This could include slips by a member of the public as a result of an unmarked wet floor.

Tool cover can cover the cost of replacing your tools if they were lost, damaged or stolen. Working in the construction trade, your tools are very likely your livelihood, so it’s important to cover them.

Providing cover for the vehicles you use to carry out your day to day activities.

Personal Accident insurance will cover both loss of earnings and medical costs which arise from a serious injury sustained at work. It can also protect your family against loss of income.

If you employ workers you will require employers liability insurance, even if only part-time, temporary or contract cleaning staff. This can assist in covering the costs related to an employee being injured while working for you and then deciding to take legal action as a result.

If you use your van to carry your own work-related goods, tools and equipment, then goods in transit insurance is important. This can provide cover if your materials, goods or tools were to be lost, stolen or damaged in transit.

Professional indemnity insurance can provide cover for legal costs and expenses which are incurred in your defence if you were to provide inadequate advice, services or designs that cause your client to lose money. This can also cover any damages or costs that may be awarded.