Electricians Insurance | Jensten Insurance Brokers
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Electrical Contractor Insurance

Need an Electrical Contractor Insurance quote?  Let Jensten Insurance Brokers compare our markets to find you the quality insurance protection your business needs. 

What is Electrical Contractor Insurance?

Electrical Contractor Insurance offers electricians the protection they need.   While Public Liability Insurance is at its core, it can also provide the following important covers: 

  •        Employers’ Liability Insurance
  •        Product Liability Insurance
  •        Product Inefficacy
  •        Contract Works
  •        Tools Insurance
  •        Property Cover
  •        Professional Indemnity Insurance 

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What does Electrical Contractor Insurance cover?

An Electrical Contractor Insurance quote from Jensten Insurance Brokers can be tailored to your needs and offer comprehensive protection on a single policy.  Whether you’re a solo electrician or have an electrical contractor’s firm with employees, we can help you find great cover from quality insurers that can include: 

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Contract Works

This covers the value of the work being carried out prior to completion of the contract. It insures the works against accidental loss, damage, or destruction.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Financial Loss Insurance

Financial loss insurance covers your business against any losses which you become legally liable to pay as compensation, plus costs and expenses for accidental financial loss.

Loss of keys

If you lose a client’s keys, this will cover the cost of replacing them and a change of locks if necessary.

Motor Fleet Insurance

Motor Fleet Insurance protects businesses from compensation claims from third parties as a result of a motor accident. These third party claims could be in the form of financial compensation for injury or property damage for a third party.

Personal Accident Insurance

Covers both loss of earnings and medical costs which arise from a serious injury sustained at work – up to your chosen level of cover.

Product Insurance

If a product you supply and/or install fails to perform its intended function, this could result in injury or losses for your client. Product inefficiency insurance can cover your defence, legal proceedings, and any compensation costs.

Product Liability Insurance

If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance will cover any pay-outs should a claim prove successful.

Professional Indemnity Insurance

Commonly known as PI insurance, offers financial protection should a client sue you if you give poor advice or do something that results in financial or reputational losses.

Property Damage Cover

Financial protection should someone accidentally have their property damaged as a result of your business’s actions.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Theft by an employee

If one of your employees steals money or property from you or from one of your customers, this will protect you from losses.

Tools Insurance

Covers damage to tools belonging to employees, principals, partners, or directors from loss or theft.

Why use Jensten


A dedicated team supporting construction business


We are the trusted broker to construction and contracting trades


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Which businesses can Electrical Contractor Insurance cover?

Thanks to our flexible approach to our clients, we can tailor cover to meet the needs of:

  • Electricians 
  • Electrical contractor firms 
  • Appliance engineers 
  • Broadband installers 
  • Alarm installers 
  • Office equipment installers 

How to save on Electrical Contractor Insurance

At Jensten Insurance Brokers, we’re committed to finding our clients a great deal on quality cover.  Having provided thousands of Electrician’s Insurance quotes, we’ve learned a thing or two about how to save money on your electrician’s insurance policy, including: 

1.       Get some independent advice – some policies will include add-ons you don’t need, and removing them can help you save money.  It’s important to make sure you aren’t over or underinsured, though.  If you are underinsured, you may face a significant shortfall in the event of a claim, and if you’re overinsured, you may be paying more than you need to.  Either way, it pays to get some independent insurance advice 

2.       Shop around – or better still, get an independent broker such as Jensten Insurance Brokers to do the shopping around for you.  With our specialist knowledge and insurer contacts, we can help you get the right cover at the right price.  To get an electrical contractor’s insurance quote, call us on 0800 368 9018, request a callback, or start your electrical contractor’s insurance quote today. 

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Electrical Contractor Insurance?

For comprehensive Electrical Contractor Insurance

Electrical Contractor Insurance

Electrical Contractor Insurance can be complex, so to help you get the cover you need, here are the answers to some frequently asked questions about it.  We hope they’ll prove helpful, but if you’d like some advice that’s tailored to your needs, please call us on 0800 368 9018, request a callback, or start your shop insurance quote today. 

At Jensten Insurance Brokers we’ve helped hundreds of electrical contractors and electricians get the specialist cover they need.  In doing so, we’ve developed a deep understanding of your industry, and working with us offers you the following advantages:  

  • Specialist advice from experienced insurance professionals
  • Electrical contractor’s insurance that’s tailored to your business’ needs
  • Help should you need to make a claim  
  • Independent service from a 4.8/5 feefo-rated broker

No, but if you have any staff, then you must have a minimum of £5m employers’ liability insurance; that is a legal requirement.

Your specific insurance needs will vary depending on the services you offer and your clients needs.  Common covers include Public Liability, Employers’ Liability, Product Liability, Professional Indemnity, and Business Interruption Insurance, but we will create cover around your business.

Because accidents happen.  Accidental damage to a client’s property, injury to a third party, stolen or damaged equipment and other unexpected events could lead to your business losing money and affect your business’s operations A good electrical contractors insurance policy provides cover should these situations arise, protecting your business from legal and financial liabilities. 

Getting a quote is easy.  Just give us a call on 0800 368 9018, and our friendly team will help you find the right protection you need. We understand your industry and will work with you to create a package of cover that fits your business.

That will depend on the level of protection your business requires, the services you offer, if you have any employees, what equipment you have, your claims history, etc.  If you would like to get an Electrical Contractor Insurance quote, call us on 0800 368 9018 or start your quote here.

If you’d like some Electrical Contractor Insurance help, please give us a call on 0800 368 9018.  Our friendly team will be happy to help you get the protection you need and offer you an electrical contractor’s insurance quote.