What is Restaurant Insurance?
Whether it’s front of house with customers, in the kitchen preparing food, or after hours cleaning for the day, restaurants are extremely busy and varied businesses, which means they come with many risks to think about. Our team of specialists have worked with hospitality risks for many years, and have access to a large panel of insurers which means they are able to provide competitive prices along with their expertise.
Legal expenses can protect the business against the cost of taking legal action should a number of situations arise. These include, employment disputes, contract disputes, property disputes, criminal prosecution defence, health and safety prosecution.
The need for insuring against acts of terrorism is more prevalent than ever with the UK on a Severe level of threat for the majority of the past 12 years. Cover can include loss of income as well as the physical damage to property and contents. Policies we provide can cover acts of sabotage as well as lone wolf style attacks.
Cover can include:
- Acts of sabotage
- Acts of terrorism
- Denial of access
- Damage to your building
- Loss of earnings
- Utilities due to terrorist attack
Directors & Officers Liability offers financial protection for company managers for claims emanating from decisions and actions they make including breach of trust, breach of duty or wrongful trading.
Most plant and machinery requires regular inspection to ensure that it complies with the appropriate legislation, for example a passenger lift requires an inspection every 6 months. Cover includes sudden and unforeseen damage.