Hired-In Plant Insurance | Jensten Insurance Brokers
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Hired-In Plant Insurance

Get hired in plant insurance through Jensten Insurance Brokers.

What is Hired-In Plant Insurance?

Hired in plant insurance, or hired plant insurance as it’s also known, protects machinery, vehicles, and plant equipment you hire rather than own.  Should hired plant be lost, stolen, or accidentally damaged, hired-in plant insurance can include cover for the cost of replacement, repair, and ongoing hire charges.  A flexible form of insurance, it can protect things such as: 

  • Diggers. 
  • Lifting equipment – including mobile cranes, cherry pickers, and scissor lifts. 
  • Dumper trucks. 
  • Welfare units. 
  • Forklift trucks.

Need Hired-In Plant Insurance?

For comprehensive Hired-In Plant Insurance

What does Hired-In Plant Insurance cover?

A hired-in insurance quote from Jensten Insurance Brokers can be tailored to your needs and offer protection for: 

  • Hired-in plant – for vehicles and equipment you hire in while undertaking work.  Should the equipment be damaged, you can also get cover that will pay for ongoing hire fees while it’s out of action.
     
  • Hired plant on an all risks basis – which protects you against fire, flood, theft, malicious and accidental damage.
     
  • Road risks only – where the policy only applies when vehicles are on public roads. 

If you’d like help getting the hired plant insurance that’s right for you, contact us on 0115 930 3030. or request a callback, and we’ll call you to discuss your needs. 

Hired-in plant

Should yours break down and you need to rent one, this will cover the rental costs.

Road Risk Insurance

Allows you to drive customers’ vehicles and any you own in connection with your business on public roads. As with car insurance, you can choose from third-party, third-party fire and theft, or comprehensive cover.

Why use Jensten

Dedicated

A dedicated team to Plant Hire Insurance

Trusted

We are the trusted broker to Plant Hire businesses

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

Online

Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions

Who needs hired-in Plant nsurance?

A range of businesses and individuals can benefit from the protection that hired plant insurance brings, including: 

  • Construction firms. 
  • Hauliers. 
  • Builders. 
  • Civil engineering firms. 
  • Manufacturers. 
  • Wholesale distributors. 
  • Logistics companies. 
  • Engineering firms. 
  • Individuals undertaking ground works. 

Why get Hired-In Plant Insurance from Jensten Insurance Brokers?

As well as flexiblecover, hired plant insurance through Jensten Insurance Brokers offers you the following benefits: 

  • Independent advice from a team of specialists who are Construction Plant Hire Association(CPA) members. 
  • Cover for a range of plant equipment. 
  • Protection that’s tailored to your needs. 
  • Service from quote to help should you need to make a claim. 

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Hired-In Plant Insurance?

For comprehensive Hired-In Plant Insurance

Hired-In Plant Insurance

Plant insurance can be a complex area of cover, so to help you get the protection you need, here are our hired-in plant insurance frequently asked questions.  We hope they are of use, but if you’d like some independent advice, please call us on 0115 930 3030, and the team will be happy to help. 

Hired-in plant is equipment that you hire rather than equipment your business owns.

Hired plant insurance can offer you flexible, specialist protection against range of risks on a single policy.  It can protect hired equipment in the event of theft, loss, and accidental damage and allow you to drive it on public roads.

It depends.  If you want to drive it on the road, you will need a road risk element in your plant insurance.

Yes, you just need it to be part of your policy as long as it is on the road.

Yes, if you have road risks element to your policy. 

Yes.  When you hire equipment, it means that you are responsible for that item, and you need to make sure you return it in the condition you hired itIf a piece of kit you have hired were to break or be damaged and you don’t have hired plant insurance, you would have to pay for any repairs.

If hired plant is damaged or stolen, you’ll usually be liable to continue paying the hire charges, even if it is no longer used by youTypically, a plant policy will cover these charges for 90 days.

Yes, and some of the most common include: 

  • Public liability. 
  • Contract works. 
  • Employers’ liability. 
  • Road Risk Insurance 
  • Stock and materials. 
  • Professional indemnity. 
  • Third-party working risks.

At Jensten Insurance Brokers, we’re committed to finding our clients a great deal on cover.  Having provided many people and businesses with hired plant insurance quotes, we’ve learned a thing or two about how to save money on your cover, including: 

  1. Get some independent advice – some policies will include add-ons you don’t need and removing them can help you save money. 
  2. Don’t just accept the hire company’s insurance – these can be restrictive – many don’t include accidental damage insurance, for example – they may not come with advice, and may not give you the comprehensive cover you need. 
  3. Shop around – or better still, get an independent broker such as Jensten Insurance Brokers to do the shopping around for you.  With our specialist knowledge and insurance markets available to us , we can help you the  level of cover suitable for your insurance requirements. .  To get a quote, call us on 0115 930 3030, request a callback, or start your insurance quote today.
  4. Invest in security – having CCTV and keeping equipment locked and stored securely overnight can help reduce your premiums.

As we’ll create your cover around you and your business, and given the different cover options on offer, there’s no simple answer to that question.  What we can say is that your hired-in plant insurance quote will be based on factors such as: 

  • The amount and type of plant equipment you want to protect. 
  • Its value.
    The size of the projects you are working on. 
  • The number of risks you wish to cover. 
  • How long you will have it for. 
  • How high the hire fees are. 
  • Whether you add covers such as public liability or glass cover. 
  • Where it will be stored overnight and the level of security you have in place. 

If you’d like help getting the hired plant insurance that’s right for you, contact us on 0115 930 3030. or request a callback, and we’ll call you to discuss your needs.