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Homeless Charity Insurance
We can arrange suitable insurance protection for homelessness and social welfare charities facing unpredictable risks and non-standard property challenges
Business Insurance | Charity Insurance | Homeless Charity Insurance
Homeless Charity Insurance
Working with people experiencing homelessness, addiction, or social exclusion presents daily risks. Service users’ behaviour can be unpredictable. Properties often face wear and strain while staff work in environments where traditional risk models do not apply.
We can arrange insurance solutions that address these challenges, including insurance solutions for buildings of non-standard construction.
Need Homeless Charity Insurance?
Let us arrange tailored cover for your needs.
What does Homeless Charity Insurance cover?
Building Insurance for Non-Standard Construction
Property cover designed for buildings of non-standard construction often found in social welfare sectors.
Enhanced Public Liability for Residential Properties & Charity Shops
Designed to provide higher liability limits for organisations managing residential properties or public-facing charity shops to address specific sector risks.
Loss of Revenue Cover – Uninhabitable Properties
Designed to provide financial protection for loss of revenue if a residential property becomes uninhabitable due to an insured event.
Second-hand Goods & Donated Stock at Market Value
Designed to insure donated items and second-hand stock at their market value rather than the cost to the charity.
Volunteer Accident Cover
Designed to protect volunteers if they suffer an injury while undertaking fundraising or charitable activities on your behalf.
Why use Jensten
Dedicated
A dedicated team that understands specialist insurance
Trusted
We support charities throughout the UK
Flexibility
Tailored insurance to the needs of your business
Talk to our Team
Our team of UK-based insurance advisers are here to help, Monday – Friday, 9am – 5pm.

- Call our team
- 0800 368 9018
- Call our team
- 01206 986695
What our clients say...
Need Homeless Charity Insurance?
Let us arrange tailored cover for your needs.
Homeless Charity Insurance
Can you insure non-standard buildings?
Yes, we arrange Building Insurance specifically for non-standard construction types. We guide clients through the placement of correct building cover to ensure properties are adequately protected.
How are donated goods and second-hand stock valued?
We arrange cover for second-hand goods and donated stock at market value. This ensures items are insured for their actual worth rather than what the charity paid for them.
Is cover available if a property becomes uninhabitable?
Yes, we can arrange loss of revenue cover for instances when properties become uninhabitable. This can be an important consideration for organisations and residential properties that may face wear and strain.