Construction Combined Insurance

Employers’ liability insurance protects your business against claims made against you due to employee injury or work-related illness. No matter whether your staff are full time, part time, temporary or voluntary, you are legally obliged to have the correct employers’ liability insurance.

If plant machinery, such as mini diggers or cements mixers, were stolen from site, your insurance can cover the cost of the replacement. 

If you use your van to carry your own work-related goods, tools and equipment, then goods in transit insurance is important. This cover can provide cover if your materials, goods or tools were to be lost, stolen or damaged in transit.

Personal Accident insurance will cover both loss of earnings and medical costs which arise from a serious injury sustained at work. It can also protect your family against loss of income. 

Public liability insurance will protect your business against claims as a result of your work for property damage or injury to third parties,

Tool cover can cover the cost of replacing your tools if they were lost, damaged or stolen. Working in the construction trade, your tools are very likely your livelihood, so it’s important to cover them.

Providing cover for the vehicles you use to carry out your day to day activities.

Professional indemnity insurance can provide cover for legal costs and expenses which are incurred in your defence, if you were to provide inadequate advice, services or designs that cause your client to lose money. This  can also cover any damages or costs that may be awarded.