IT Professionals Insurance

We have many years’ experience which helps us to understand the insurance requirements of IT Professionals. We understand the complexity of exposures that insurance for IT Professionals must cover.

What is IT Professionals Insurance?

Technology’s development is closely followed by the legislations that governs its use, the data it utilises, and the penalties associated with breaches of this increased legislation. Many technology companies have also seen an increase in the contractual requirements from their clients, which along with the increased legislation levied on the industry, has only increased the potential for claims to be brought under Technology Insurance and IT professional indemnity insurance.

IT Professionals Insurance is a specialist area of insurance, incorrectly placed policies can lead to gaps in your cover and potentially disastrous costs in case of a claim. For this reason, it’s essential to get cover from a broker who will understand your business and the industry. If you are a digital marketing company with a specialist IT department, contact us to see how a Marketing Insurance policy can be combined with an IT Professionals Insurance policy to offer full coverage for your company.

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What does IT Professionals Insurance cover?

Cover can include:

Business Contents

Including your stock, computers, phones, and other business equipment.

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Corporate Legal Liability Insurance

Corporate legal liability insurance (CLL) is purchased as part of a management liability insurance package, which includes directors’ and officers’ (D&O) insurance. The aim is to protect your business if a claim is made against it.

Criminal Activity Insurance

Also known as fidelity insurance, crime insurance covers your business for financial losses as a result of theft, fraud or dishonest activity.

Cyber Insurance

A cyber insurance policy helps pay for financial losses they may incur in the event of a cyberattack or data breach. It can cover costs related to the remediation process, such as paying for the investigation, crisis communication, legal services, and refunds to customers.

Directors’ and Officers’ Insurance

D&O insurance reimburses the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing. D&O insurance also covers monetary damages, settlements, and awards resulting from such claims.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Employment Practices Liability

When a company’s workers claim their legal rights as employees have been violated, employment practices liability insurance can protect against resulting litigation.

Intellectual Property Insurance

IP insurance is cover designed to protect businesses if there is IP infringement, or it can provide defence if there is an IP infringement claim against a business. Often IP insurance covers the legal fees of defending or pursuing a claim, damages and settlement costs.

Legal Expenses

If someone takes legal action against you or your company Legal Expenses cover will support you in the cost of going to court.

Medical Malpractice Insurance

Medical malpractice insurance covers you for claims that you were negligent in your treatment of a client and caused them physical or mental harm.

Personal Accident Insurance

Covers both loss of earnings and medical costs which arise from a serious injury sustained at work – up to your chosen level of cover.

Product Liability Insurance

If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance will cover any pay-outs should a claim prove successful.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Trustee Liability Insurance

Trustee liability insurance is designed to protect the trustees, directors, governors, committee members and officers of a charity, club, association or not-for-profit organisation.

Why use Jensten

Dedicated

A dedicated team to Technology businesses

Trusted

We are the trusted broker to Technology businesses

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

Online

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions

Need IT Professionals Insurance?

For comprehensive IT Professionals Insurance