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Private Home/Household Insurance

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Private Household Insurance

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What is Private Home/Household Insurance?

If you are not the kind of person that wants to buy their insurance online and prefers the personal touch, then we are the broker for you. We offer a professional and personal service and build quality relationships with our clients. We will take your through the process and together we will make sure that you have the right level of insurance for your home and personal possessions.

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We can arrange cover for the following

Buildings

It is essential you have the correct sum insured to rebuild your home in the event of a catastrophe and the figure should be high enough to include all your outbuildings, site clearance and architect’s fees. We can also arrange cover for your buildings on a bedroom rated policy. This will give you piece of mind that you have adequate cover in the event of a loss.

Contents

With your building covered, you should also think about your contents. This policy covers you for damage to items within your home which is removable and can also offer cover for those personal possessions when taken outside of the home.

Extensions are available for

  • All Risks for jewellery and personal possessions taken outside of the home
  • Personal money and credit cards
  • Pedal Cycles
  • The food in your freezer
  • Home Emergency cover
  • Personal Liability
  • Legal Expenses
  • Guest House Insurance
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We aim to provide you with first class service at all times.

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Key Considerations

There are many things to take into consideration when taking out home insurance, and you don’t want to find yourself in a position where you are under-insured. Our team are happy to talk you through any questions and make sure you have the right level of cover in place.  We can offer a range of policies to suit your needs and discounts are available according to your age and lifestyle.

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            • Our Promise

              We only insure qualified Medical Professionals for Injectable Treatments

              We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

              We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

              We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

              We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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                            • IMPORTANT UPDATE FROM LLOYD’S

                              Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

                              Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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