Numark Insurance Services

Our aim is to provide you with key insurance products relevant to Community Pharmacy in a form and manner which complement the qualities of value and service you have come to expect as a Numark member.

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Numark Insurance Services

Numark Insurance Services is a trading name of Jensten Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Our company registration number is 08284692. Our registered office is Beaufort House, 15 St. Botolph Street, London EC3A 7BB.

Phoenix Healthcare Distribution Ltd trading as Numark is an Introducer Appointed Representative to Jensten Insurance Brokers Limited.

What do we offer?

Our current core product range comprises a professional indemnity and a commercial shop insurance product, which are exclusive to Numark Insurance Services. We underwrite these in-house and issue your policy documents to ensure a prompt quotation service.

Whilst we recognise that in the current tough financial climate it is often necessary to economise; we also know that it’s not just about saving money …. and so, the products we offer are backed by a long-established insurer with a proven track record for providing excellent claims service.

We also benefit from being part of the Jensten Insurance Group, enabling us to offer a wide range of other complimentary products including fleet, cyber liability, commercial and residential property owner insurance.

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Professional indemnity insurance

This is the cornerstone of our insurance offering as it is fundamental to your ability to trade as a pharmacy. An increasing number of Numark members have been choosing us to arrange their cover, as we offer a product designed around the core dispensing and patient services provided by Community Pharmacy.

Our Professional indemnity product includes:

£10 million limit of indemnity annually
Public liability cover included in the limit
No excess to pay in the event of a claim
Cover is for all directors and staff. No charge for Retroactive cover (if needed)
Run-off cover included
Cover available for Independent prescribing and phlebotomy.

We can help If you are looking to grow your business and offer complementary private services such as aesthetics – just call us to discuss.

Legal expenses insurance:

Packaged with your professional indemnity insurance is a legal expenses policy which provides legal defence costs up to £100,000 per claim to include cover for:

Employment tribunal cost and awards (where the insurer agrees you are likely to be successful in defending)
Fitness to practise
Contract and debt recovery
Personal injury
Counselling service
Access to telephone based commercial legal helpline
On-line dedicated legal services web site with document templates – many of which are free to download

Enquire Through Our Proposal Form

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Pharmacy Shop insurance

It’s not just professional indemnity where you can benefit as a Numark member. We recognise that running a pharmacy also means that you are running a retail business and need to protect your assets and revenue. Our pharmacy commercial shop insurance product is designed to cover your primary business insurance requirements, with cover that includes:

Employers’ Liability insurance

Stock and Contents to your required level (Refrigerated Stock limited to £5,000 per location)
Tenants Improvements cover (with the first £7000 included free of charge)
Money on premises up to £4,000 during business hours or in a locked safe
£1 million of business interruption cover over 24 months automatically included following material damage claims to the premises (e.g. fire or flood)
Buildings or property owner’s cover if required

Claims Assistance:

We understand how difficult it can be when faced with a major property claim, and so, packaged with our Shop product is a personal loss adjusting service from a professional loss adjuster. This provides you with up to 20 hours of the loss adjusters time in the event of a major claim to help you achieve the best settlement possible with the least amount of inconvenience.

How do I find out more?

To see what we can do for you, simply contact Numark Insurance Services on 0800 783 5709 option 3 or email us at numark@jensten.co.uk and we would be delighted to provide you with more information and discuss your insurance requirements.